We are anxious to hear the final good news about the property that we bid last month. The seller of the townhouse accepted our offer in less than a week and it made us so happy. But, since the property was listed as a short sale, the bank of the seller will have to approve on the sellers' price. This would mean one thing; the sellers' bank has the last say about the price of the property. We both love this townhouse because the building is new and the HOA is minimal. We are hoping that the bank can come up a decision soon.
Anyway, are you planning to buy a house soon? If you have a good credit, you will have no problem with any mortgage loan because lending institutions will definitely love to have you as their client. But if your credit is bad, do not despair. You will get approved too. The interest rate is not the same with those having a good credit but the good news, your mortgage application will not be turned down. Lending institutions offer fixed rates or adjustable rates so; make sure to set your goal to either pay lower amount for long years or pay it in few years' time.
Anyway, are you planning to buy a house soon? If you have a good credit, you will have no problem with any mortgage loan because lending institutions will definitely love to have you as their client. But if your credit is bad, do not despair. You will get approved too. The interest rate is not the same with those having a good credit but the good news, your mortgage application will not be turned down. Lending institutions offer fixed rates or adjustable rates so; make sure to set your goal to either pay lower amount for long years or pay it in few years' time.
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