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Wednesday, January 25, 2012

A Proud Home Owner

When I was growing up, we moved from one apartment to another. We either rent the property or rent the land to build our house. I told myself, "this course has to end" and I will buy a house for my Mom. She is a single parent and she deserves a break. I found a job after graduation and in two years, I reached that dream of becoming a proud home owner.

Every month, I am paying a mortgage and my property is under a government home loan. I do not consider a refinancing option from any institution since my home loan is almost paid off. My husband and I owned two properties also and both are fully paid. We are aiming to buy another property as rental income but then again, as much as we can afford it, we plan to purchase the property in cash to avoid the monthly obligations.

Despite the properties that we have, I am still hoping to buy my dream home. Since it will be an expensive house, mortgage lenders are great option to consider. If I sign a mortgage for 30 years, it will benefit me as a buyer because the cash value of the money at present will always be less than the cash value in 30 years.

Anyway, if you want to buy a property, just do it now while the real estate business dive down rock bottom. This is the right moment to buy the property because there are so many properties listed as foreclosure and the price is really unbelievable. If you decide to have a mortgage payments, make sure that you can afford it or else, foreclosure may occur on your case too. Be a smart consumer and do not be a victim of loan fraud.

There are so many lending institutions out there who are willing to assist you in your home buying process. Aurora loan, a mortgage lender is one of them and is all set to help people like you who needed a home loan. If you want to buy a beautiful home, a lending institution will be your great option. If you have the time, you can check out their Website at and take a moment to understand their process. They offer online banking too so you can access their site at the comfort of your home. Visit the Website now!

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