Did you know that here in the US, credit history is very relevant in every aspect of your life? If you mess up with your credit, you can't rent an apartment, you can't get a car, sometimes you can't have a utility account and certainly they can't trust you. You need to straighten your credit history before you can enjoy all these again. Are you planning to own a house but has no cash to finance it? You can try to get a home mortgage for a fix rate or depending on how long you want to pay it. As long as you have the best credit score, your doors for offers are everywhere. Make sure that when you use your credit card, you did not overspend so that your credit score will be a positive. The more responsible you are, the more trustworthy you are in the eyes of lenders. Start building your credit score now!
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